NAICS 44-45

Retail Trade in Saginaw, MI

Metro Market Score 60.8 (Difficult), ranked #265 of 378 metros. 606 establishments, 10,842 jobs.

Metro Market Assessment

Metro Market Score 60.8
Favorable 0-35
Moderate 35-48
Challenging 48-60
Difficult 60+
Difficult

ⓘ Lower is better. Relative to national retail trade average.

Saginaw scores 60.8 on the Metro Market Score for retail trade, placing it in the lower half. High wage costs, strong existing competition, or slowing growth contribute to tougher entry conditions compared to most metros.

Industry Concentration
90.2
LQ: 1.37
Rank #341 of 378 metros
Wage Competitiveness
42.6
$36,815 avg wage
Growth Trend
53.7
Employment growth index
Rank #176 of 378 metros
Wage Pressure
68.4
YoY wage change index

606 Retail Trade Firms in Saginaw

606
Establishments
-9.3% YoY
10,842
Total Employment
-0.1% YoY
$36,815
Average Annual Wage
+1.3% YoY
1.37
Location Quotient
Above national avg

Saginaw vs Michigan Statewide

How this metro's retail trade market compares to Michigan overall. The state ranks #15/51 for entry risk.

Measure Saginaw MI Statewide
Overall Score 60.8 Difficult 40.5 Moderate
Score Type Metro Market Score Entry Risk Score
Rank #265 of 378 metros #15 of 51 states

Metro and state scores use different methodologies (metro has 4 QCEW-based metrics; state adds BDS survival and momentum data). Direct score comparisons are approximate.

Other Industries in Saginaw

Real Estate and Rental and Leasing 8.4 Professional, Scientific, and Technical Services 32.7 Accommodation and Food Services 37.4 Finance and Insurance 53.3 Information 53.9 Construction 55.1 Other Services 59.2 Healthcare and Social Assistance 61.0 Administrative and Support Services 61.5

Retail Trade in Other Michigan Metros

Niles 33.4 #15/378 Grand Rapids-Wyoming-Kentwood 37.1 #32/378 Muskegon-Norton Shores 47.1 #100/378 Midland 50.1 #141/378 Ann Arbor 52.6 #169/378 Lansing-East Lansing 55.0 #197/378 Monroe 55.1 #198/378 Battle Creek 58.5 #238/378 Traverse City 61.3 #268/378 Detroit-Warren-Dearborn 63.5 #293/378

+ 4 more metros. View all in Michigan →

About Metro Market Score: A weighted composite of industry concentration (25%), wage competitiveness (25%), wage pressure (20%), and employment growth trend (30%). Lower scores indicate more favorable conditions. For Saginaw's retail trade sector, the industry concentration component (90.2) has the strongest pull on the composite. Metro scores use QCEW data only (no BDS survival data at metro level). Read full methodology →

Data Sources

Data period: 2024. Last updated: April 2026.