NAICS 52

Finance and Insurance in Napa, CA

Metro Market Score 43.5 (Moderate), ranked #131 of 331 metros. 175 establishments, 1,199 jobs.

Metro Market Assessment

Metro Market Score 43.5
Favorable 0-35
Moderate 35-48
Challenging 48-60
Difficult 60+
Moderate

Lower is better. Relative to national finance and insurance average.

💰High-Cost Market📈Rapid Growth🌱Emerging Market

Napa ranks in the upper half for finance and insurance market conditions, driven by above-average employment growth. With a market score of 43.5, conditions are relatively favorable compared to most metros.

Industry Concentration
8.8
LQ: 0.37
Rank #29 of 331 metros
Wage Competitiveness
96.1
$154,442 avg wage
Growth Trend
78.5
Employment growth index
Rank #72 of 331 metros
Wage Pressure
54.2
YoY wage change index

175 Finance and Insurance Firms in Napa

175
Establishments
-3.3% YoY
1,199
Total Employment
+1.9% YoY
$154,442
Average Annual Wage
+9.4% YoY
0.37
Location Quotient
Below national avg

Napa vs California Statewide

How this metro's finance and insurance market compares to California overall. The state ranks #12/51 for entry risk.

Measure Napa CA Statewide
Overall Score 43.5 Moderate 46.9 Elevated
Score Type Metro Market Score Entry Risk Score
Rank #131 of 331 metros #12 of 51 states

Metro and state scores use different methodologies (metro has 4 QCEW-based metrics; state adds BDS survival and momentum data). Direct score comparisons are approximate.

Other Industries in Napa

Finance and Insurance in Other California Metros

About Metro Market Score: A weighted composite of industry concentration (25%), wage competitiveness (25%), wage pressure (20%), and employment growth trend (30%). Lower scores indicate more favorable conditions. For Napa's finance and insurance sector, the wage competitiveness component (96.1) has the strongest pull on the composite. Metro scores use QCEW data only (no BDS survival data at metro level). Read full methodology →

Data Sources

Data period: 2024. Last updated: April 2026.