NAICS 52

Finance and Insurance in Bakersfield-Delano, CA

Metro Market Score 19.0 (Favorable), ranked #5 of 331 metros. 572 establishments, 4,433 jobs.

Metro Market Score 19.0

Favorable 0-35

Moderate 35-48

Challenging 48-60

Difficult 60+

Favorable

ⓘ Lower is better. Relative to national finance and insurance average.

📈Rapid Growth✓Favorable Market🌱Emerging Market

Bakersfield-Delano ranks in the top 10% for finance and insurance market conditions, driven by above-average employment growth. With a market score of 19.0, conditions are relatively favorable compared to most metros.

Industry Concentration

3.0

LQ: 0.31

Rank #10 of 331 metros

Wage Competitiveness

41.1

$85,077 avg wage

Growth Trend

↑ 95.2

Employment growth index

Rank #17 of 331 metros

Wage Pressure

32.4

YoY wage change index

572 Finance and Insurance Firms in Bakersfield-Delano

572

Establishments

-5.3% YoY

4,433

Total Employment

+9.8% YoY

$85,077

Average Annual Wage

+0.9% YoY

0.31

Location Quotient

Below national avg

Within California

#1 of 24

finance and insurance metros in state

California state rank

#12 of 51

for finance and insurance entry risk

vs State Median

-30.5

better than median (49.4)

Bakersfield-Delano vs California Statewide

How this metro's finance and insurance market compares to California overall. The state ranks #12/51 for entry risk.

Measure	Bakersfield-Delano	CA Statewide
Overall Score	19.0 Favorable	46.9 Elevated
Score Type	Metro Market Score	Entry Risk Score
Rank	#5 of 331 metros	#12 of 51 states

Metro and state scores use different methodologies (metro has 4 QCEW-based metrics; state adds BDS survival and momentum data). Direct score comparisons are approximate.

Other Industries in Bakersfield-Delano

Healthcare and Social Assistance 18.6 Information 28.7 Real Estate and Rental and Leasing 46.5 Administrative and Support Services 50.0 Professional, Scientific, and Technical Services 54.7 Retail Trade 56.4 Construction 57.5 Other Services 57.7 Accommodation and Food Services 64.2

Finance and Insurance in Other California Metros

El Centro 28.6 #36/331 Redding 32.8 #63/331 Merced 34.4 #73/331 Visalia 39.7 #101/331 Fresno 42.2 #121/331 Santa Maria-Santa Barbara 42.6 #124/331 Vallejo 43.3 #130/331 Napa 43.5 #131/331 Modesto 43.8 #135/331 Riverside-San Bernardino-Ontario 43.9 #136/331

+ 13 more metros. View all in California →

Finance and Insurance Metros With Similar Conditions

Metros within 5 points of Bakersfield-Delano's 19.0 score. Useful when comparing markets with comparable entry profiles.

Auburn-Opelika, AL 19.0 #6/331 Lake Havasu City-Kingman, AZ 18.6 #4/331 Sierra Vista-Douglas, AZ 19.4 #7/331 Muskegon-Norton Shores, MI 19.4 #8/331 Morristown, TN 20.1 #9/331 Joplin, MO 17.5 #3/331 Monroe, MI 17.3 #2/331 Warner Robins, GA 20.8 #10/331 Jackson, TN 16.9 #1/331 Odessa, TX 22.9 #11/331

Finance and Insurance in States Bordering California

State-level entry risk for finance and insurance in adjacent states. Use this to weigh cross-border options.

Arizona 52.6 #29/51 Nevada 55.6 #38/51 Oregon 56.7 #41/51

Browse Finance and Insurance in Other States

State-level entry risk reports for finance and insurance across all 51 markets, sorted by rank.

About Metro Market Score: A weighted composite of industry concentration (25%), wage competitiveness (25%), wage pressure (20%), and employment growth trend (30%). Lower scores indicate more favorable conditions. For Bakersfield-Delano's finance and insurance sector, the wage competitiveness component (41.1) has the strongest pull on the composite. Metro scores use QCEW data only (no BDS survival data at metro level). Read full methodology →

Data Sources

Quarterly Census of Employment and Wages (QCEW), Bureau of Labor Statistics. MSA-level establishment counts, employment, wages, and location quotients for the Bakersfield-Delano, CA MSA area.

Data period: 2024. Last updated: April 2026.

Metro Market Assessment