NAICS 52

Finance and Insurance in York-Hanover, PA

Metro Market Score 43.6 (Moderate), ranked #132 of 331 metros. 492 establishments, 3,356 jobs.

Metro Market Score 43.6

Favorable 0-35

Moderate 35-48

Challenging 48-60

Difficult 60+

Moderate

ⓘ Lower is better. Relative to national finance and insurance average.

York-Hanover's finance and insurance market sits near the national metro median, ranking #132 of 331 with a market score of 43.6. No single metric stands out as an outlier, which means entry conditions depend more on your specific business model than on broad market forces.

Industry Concentration

21.4

LQ: 0.45

Rank #71 of 331 metros

Wage Competitiveness

54.4

$90,402 avg wage

Growth Trend

46.2

Employment growth index

Rank #179 of 331 metros

Wage Pressure

42.7

YoY wage change index

492 Finance and Insurance Firms in York-Hanover

492

Establishments

+1.4% YoY

3,356

Total Employment

-1.1% YoY

$90,402

Average Annual Wage

+4.9% YoY

0.45

Location Quotient

Below national avg

Within Pennsylvania

#4 of 14

finance and insurance metros in state

Pennsylvania state rank

#19 of 51

for finance and insurance entry risk

vs State Median

-5.9

better than median (49.5)

York-Hanover vs Pennsylvania Statewide

How this metro's finance and insurance market compares to Pennsylvania overall. The state ranks #19/51 for entry risk.

Measure	York-Hanover	PA Statewide
Overall Score	43.6 Moderate	48.8 Elevated
Score Type	Metro Market Score	Entry Risk Score
Rank	#132 of 331 metros	#19 of 51 states

Metro and state scores use different methodologies (metro has 4 QCEW-based metrics; state adds BDS survival and momentum data). Direct score comparisons are approximate.

Other Industries in York-Hanover

Information 33.4 Real Estate and Rental and Leasing 44.3 Accommodation and Food Services 44.5 Professional, Scientific, and Technical Services 46.3 Retail Trade 49.8 Administrative and Support Services 53.8 Healthcare and Social Assistance 65.3 Construction 66.1 Other Services 67.9

Finance and Insurance in Other Pennsylvania Metros

Gettysburg 29.7 #48/331 Lebanon 34.2 #71/331 Williamsport 40.7 #108/331 Altoona 44.1 #140/331 Chambersburg 49.2 #165/331 Erie 49.5 #170/331 State College 49.5 #171/331 Scranton--Wilkes-Barre 53.3 #203/331 Lancaster 54.3 #212/331 Pittsburgh 54.9 #217/331

+ 3 more metros. View all in Pennsylvania →

Finance and Insurance Metros With Similar Conditions

Metros within 5 points of York-Hanover's 43.6 score. Useful when comparing markets with comparable entry profiles.

Kiryas Joel-Poughkeepsie-Newburgh, NY 43.7 #133/331 Prescott Valley-Prescott, AZ 43.7 #134/331 Napa, CA 43.5 #131/331 Modesto, CA 43.8 #135/331 Riverside-San Bernardino-Ontario, CA 43.9 #136/331 Vallejo, CA 43.3 #130/331 Florence-Muscle Shoals, AL 43.2 #129/331 Toledo, OH 44.1 #137/331 Niles, MI 44.1 #138/331 Eugene-Springfield, OR 44.1 #139/331

Finance and Insurance in States Bordering Pennsylvania

State-level entry risk for finance and insurance in adjacent states. Use this to weigh cross-border options.

West Virginia 39.8 #2/51 Ohio 48.2 #14/51 Maryland 52.6 #30/51 New Jersey 53.2 #32/51 Delaware 57.7 #44/51 New York 65.4 #49/51

Browse Finance and Insurance in Other States

State-level entry risk reports for finance and insurance across all 51 markets, sorted by rank.

About Metro Market Score: A weighted composite of industry concentration (25%), wage competitiveness (25%), wage pressure (20%), and employment growth trend (30%). Lower scores indicate more favorable conditions. For York-Hanover's finance and insurance sector, the employment growth component (53.8) has the strongest pull on the composite. Metro scores use QCEW data only (no BDS survival data at metro level). Read full methodology →

Data Sources

Quarterly Census of Employment and Wages (QCEW), Bureau of Labor Statistics. MSA-level establishment counts, employment, wages, and location quotients for the York-Hanover, PA MSA area.

Data period: 2024. Last updated: April 2026.

Metro Market Assessment