NAICS 52

Finance and Insurance in Colorado: 2026 Market Risk Report

Entry risk 67.3 (High), ranked #50 of 51 states. 13,955 establishments, 112,002 jobs.

Entry Risk Assessment

Entry Risk Score 67.3
Low 0-30
Moderate 30-42
Elevated 42-55
High 55+
High Risk

ⓘ Lower is better. Relative to national finance and insurance average.

📈Growth Opportunity

Despite ranking top 10 in growth momentum, Colorado presents structural entry friction. Wage pressure (83.2) and an overall risk score of 67.3 indicate that top-line growth may not translate to favorable unit economics for new establishments.

5-Year Firm Retention
9.8%
Percentile within industry
Rank #47 of 51 states
Growth Momentum
↑ 57.0
Scale of 0-100
Rank #7 of 51 states
Establishment Density
66.0
vs. national average
Rank #42 of 51 states
Market Volatility
10.0
Lower is more stable
Wage Pressure Index
83.2
Labor cost pressure

13,955 Establishments in Colorado

13,955
Establishments
-3.8% YoY
112,002
Total Employment
-0.4% YoY
$133,539
Average Annual Wage
+7.3% YoY

Colorado vs National Finance and Insurance Average

How Colorado's finance and insurance market compares to the national average across all 51 states.

Metric CO National Difference
Entry Risk Score 67.3 51.9 +15.4
5-Year Retention 9.8% 51.0% -41.2
Growth Momentum 57.0 34.4 +22.6
Market Volatility 10.0 9.6 +0.4
Establishment Density 66.0 42.5 +23.5
Wage Pressure 83.2 66.8 +16.4

Green = favorable vs national average. Red = less favorable. Metrics are relative within finance and insurance only.

Colorado Ranks #50 of 51 for Finance and Insurance

Colorado ranks #50 out of 51 states for finance and insurance market entry conditions.

Finance and Insurance Entry Risk by State

Rank State Risk Score Classification
#1 Hawaii 37.0 moderate
#2 West Virginia 39.8 moderate
#3 Kentucky 40.0 moderate
#4 Rhode Island 41.9 moderate
#5 Maine 42.0 elevated
#50 Colorado You 67.3 high
Entry Risk by State Alaska — 49.7 · #21 Alabama — 48.4 · #18 Arkansas — 44.7 · #7 Arizona — 52.6 · #29 California — 46.9 · #12 Colorado — 67.3 · #50 Connecticut — 73.7 · #51 District of Columbia — 47.9 · #13 Delaware — 57.7 · #44 Florida — 61.9 · #46 Georgia — 56.4 · #40 Hawaii — 37.0 · #1 Iowa — 54.3 · #35 Idaho — 56.2 · #39 Illinois — 46.2 · #10 Indiana — 45.4 · #9 Kansas — 57.0 · #42 Kentucky — 40.0 · #3 Louisiana — 42.0 · #6 Massachusetts — 48.2 · #15 Maryland — 52.6 · #30 Maine — 42.0 · #5 Michigan — 49.8 · #23 Minnesota — 46.6 · #11 Missouri — 57.7 · #43 Mississippi — 54.5 · #36 Montana — 59.0 · #45 North Carolina — 48.4 · #17 North Dakota — 52.1 · #28 Nebraska — 49.4 · #20 New Hampshire — 49.8 · #22 New Jersey — 53.2 · #32 New Mexico — 53.1 · #31 Nevada — 55.6 · #38 New York — 65.4 · #49 Ohio — 48.2 · #14 Oklahoma — 64.9 · #48 Oregon — 56.7 · #41 Pennsylvania — 48.8 · #19 Rhode Island — 41.9 · #4 South Carolina — 48.4 · #16 South Dakota — 50.1 · #24 Tennessee — 53.4 · #33 Texas — 50.4 · #25 Utah — 51.9 · #27 Virginia — 50.8 · #26 Vermont — 53.6 · #34 Washington — 55.5 · #37 Wisconsin — 45.3 · #8 West Virginia — 39.8 · #2 Wyoming — 62.0 · #47
Low Moderate Elevated High

Tap a state to view details

About Entry Risk Score: A weighted composite of firm retention, growth momentum, market volatility, establishment density, and wage pressure. Lower scores indicate more favorable conditions. Read full methodology →

Data Sources

Data period: 2024. Last updated: February 2026. Next refresh expected: Q2 2026 (BLS QCEW update).

Compare to Another State

How does Colorado stack up against other states for finance and insurance?

Select a state above to see the comparison

Finance and Insurance in Neighboring States

How Colorado's finance and insurance market compares to bordering states.

Nebraska 49.4 #20/51 Utah 51.9 #27/51 Arizona 52.6 #29/51 New Mexico 53.1 #31/51 Kansas 57.0 #42/51 Wyoming 62.0 #47/51 Oklahoma 64.9 #48/51

Other Industries in Colorado

Construction → Healthcare and Social Assistance → Retail Trade → Accommodation and Food Services → Professional, Scientific, and Technical Services → Real Estate and Rental and Leasing → Administrative and Support Services → Information → Other Services →