NAICS 52

Finance and Insurance in El Centro, CA

Metro Market Score 28.6 (Favorable), ranked #36 of 331 metros. 110 establishments, 626 jobs.

Metro Market Assessment

Metro Market Score 28.6
Favorable 0-35
Moderate 35-48
Challenging 48-60
Difficult 60+
Favorable

ⓘ Lower is better. Relative to national finance and insurance average.

✓Favorable Market

Finance and Insurance wages in El Centro run well below the metro average (competitiveness index: 2.4), and year-over-year wage pressure is low at 41.4. For labor-intensive operations, this cost advantage could improve unit economics significantly.

Industry Concentration
0.6
LQ: 0.23
Rank #2 of 331 metros
Wage Competitiveness
2.4
$60,066 avg wage
Growth Trend
↓ 34.7
Employment growth index
Rank #217 of 331 metros
Wage Pressure
41.4
YoY wage change index

110 Finance and Insurance Firms in El Centro

110
Establishments
+2.8% YoY
626
Total Employment
-2.5% YoY
$60,066
Average Annual Wage
+4.4% YoY
0.23
Location Quotient
Below national avg

El Centro vs California Statewide

How this metro's finance and insurance market compares to California overall. The state ranks #12/51 for entry risk.

Measure El Centro CA Statewide
Overall Score 28.6 Favorable 46.9 Elevated
Score Type Metro Market Score Entry Risk Score
Rank #36 of 331 metros #12 of 51 states

Metro and state scores use different methodologies (metro has 4 QCEW-based metrics; state adds BDS survival and momentum data). Direct score comparisons are approximate.

Other Industries in El Centro

Professional, Scientific, and Technical Services 10.5 Information 12.3 Healthcare and Social Assistance 21.7 Real Estate and Rental and Leasing 22.5 Construction 31.0 Administrative and Support Services 37.6 Other Services 43.8 Retail Trade 53.6 Accommodation and Food Services 54.7

Finance and Insurance in Other California Metros

Bakersfield-Delano 19.0 #5/331 Redding 32.8 #63/331 Merced 34.4 #73/331 Visalia 39.7 #101/331 Fresno 42.2 #121/331 Santa Maria-Santa Barbara 42.6 #124/331 Vallejo 43.3 #130/331 Napa 43.5 #131/331 Modesto 43.8 #135/331 Riverside-San Bernardino-Ontario 43.9 #136/331

+ 13 more metros. View all in California →

About Metro Market Score: A weighted composite of industry concentration (25%), wage competitiveness (25%), wage pressure (20%), and employment growth trend (30%). Lower scores indicate more favorable conditions. For El Centro's finance and insurance sector, the employment growth component (65.3) has the strongest pull on the composite. Metro scores use QCEW data only (no BDS survival data at metro level). Read full methodology →

Data Sources

Data period: 2024. Last updated: April 2026.