NAICS 52

Finance and Insurance in Prescott Valley-Prescott, AZ

Metro Market Score 43.7 (Moderate), ranked #134 of 331 metros. 348 establishments, 1,298 jobs.

Metro Market Score 43.7

Favorable 0-35

Moderate 35-48

Challenging 48-60

Difficult 60+

Moderate

ⓘ Lower is better. Relative to national finance and insurance average.

💰High-Cost Market🌱Emerging Market

Prescott Valley-Prescott has a relatively low concentration of finance and insurance firms (index: 20.2) paired with positive employment growth. This suggests an underpenetrated market where demand may outpace current supply.

Industry Concentration

20.2

LQ: 0.45

Rank #67 of 331 metros

Wage Competitiveness

81.0

$108,715 avg wage

Growth Trend

↑ 58.6

Employment growth index

Rank #138 of 331 metros

Wage Pressure

30.1

YoY wage change index

348 Finance and Insurance Firms in Prescott Valley-Prescott

348

Establishments

+100.0% YoY

1,298

Total Employment

+0.0% YoY

$108,715

Average Annual Wage

+0.0% YoY

0.45

Location Quotient

Below national avg

Within Arizona

#5 of 7

finance and insurance metros in state

Arizona state rank

#29 of 51

for finance and insurance entry risk

vs State Median

+1.1

worse than median (42.6)

Prescott Valley-Prescott vs Arizona Statewide

How this metro's finance and insurance market compares to Arizona overall. The state ranks #29/51 for entry risk.

Measure	Prescott Valley-Prescott	AZ Statewide
Overall Score	43.7 Moderate	52.6 Elevated
Score Type	Metro Market Score	Entry Risk Score
Rank	#134 of 331 metros	#29 of 51 states

Metro and state scores use different methodologies (metro has 4 QCEW-based metrics; state adds BDS survival and momentum data). Direct score comparisons are approximate.

Other Industries in Prescott Valley-Prescott

Information 24.8 Professional, Scientific, and Technical Services 34.1 Real Estate and Rental and Leasing 48.0 Construction 50.1 Healthcare and Social Assistance 51.7 Other Services 55.4 Administrative and Support Services 55.5 Retail Trade 63.2 Accommodation and Food Services 71.3

Finance and Insurance in Other Arizona Metros

Lake Havasu City-Kingman 18.6 #4/331 Sierra Vista-Douglas 19.4 #7/331 Yuma 36.9 #82/331 Flagstaff 42.6 #125/331 Tucson 59.4 #243/331 Phoenix-Mesa-Chandler 67.0 #276/331

Finance and Insurance Metros With Similar Conditions

Metros within 5 points of Prescott Valley-Prescott's 43.7 score. Useful when comparing markets with comparable entry profiles.

Kiryas Joel-Poughkeepsie-Newburgh, NY 43.7 #133/331 Modesto, CA 43.8 #135/331 York-Hanover, PA 43.6 #132/331 Riverside-San Bernardino-Ontario, CA 43.9 #136/331 Napa, CA 43.5 #131/331 Toledo, OH 44.1 #137/331 Niles, MI 44.1 #138/331 Eugene-Springfield, OR 44.1 #139/331 Altoona, PA 44.1 #140/331 Augusta-Richmond County, GA 44.2 #141/331

Finance and Insurance in States Bordering Arizona

State-level entry risk for finance and insurance in adjacent states. Use this to weigh cross-border options.

California 46.9 #12/51 Utah 51.9 #27/51 New Mexico 53.1 #31/51 Nevada 55.6 #38/51 Colorado 67.3 #50/51

Browse Finance and Insurance in Other States

State-level entry risk reports for finance and insurance across all 51 markets, sorted by rank.

About Metro Market Score: A weighted composite of industry concentration (25%), wage competitiveness (25%), wage pressure (20%), and employment growth trend (30%). Lower scores indicate more favorable conditions. For Prescott Valley-Prescott's finance and insurance sector, the wage competitiveness component (81.0) has the strongest pull on the composite. Metro scores use QCEW data only (no BDS survival data at metro level). Read full methodology →

Data Sources

Quarterly Census of Employment and Wages (QCEW), Bureau of Labor Statistics. MSA-level establishment counts, employment, wages, and location quotients for the Prescott Valley-Prescott, AZ MSA area.

Data period: 2024. Last updated: April 2026.

Metro Market Assessment