NAICS 52

Finance and Insurance in Riverside-San Bernardino-Ontario, CA

Metro Market Score 43.9 (Moderate), ranked #136 of 331 metros. 3,299 establishments, 21,202 jobs.

Metro Market Assessment

Metro Market Score 43.9
Favorable 0-35
Moderate 35-48
Challenging 48-60
Difficult 60+
Moderate

ⓘ Lower is better. Relative to national finance and insurance average.

At #136 of 331 metros, Riverside-San Bernardino-Ontario's finance and insurance sector scores 43.9 on the market index. Concentration (3.9), wage levels (48.6), and growth (25.7) all track close to the median. Local factors like lease costs and client access will matter more than macro signals.

Industry Concentration
3.9
LQ: 0.31
Rank #13 of 331 metros
Wage Competitiveness
48.6
$88,033 avg wage
Growth Trend
↓ 25.7
Employment growth index
Rank #247 of 331 metros
Wage Pressure
42.4
YoY wage change index

3,299 Finance and Insurance Firms in Riverside-San Bernardino-Ontario

3,299
Establishments
-3.4% YoY
21,202
Total Employment
-3.4% YoY
$88,033
Average Annual Wage
+4.8% YoY
0.31
Location Quotient
Below national avg

Riverside-San Bernardino-Ontario vs California Statewide

How this metro's finance and insurance market compares to California overall. The state ranks #12/51 for entry risk.

Measure Riverside-San Bernardino-Ontario CA Statewide
Overall Score 43.9 Moderate 46.9 Elevated
Score Type Metro Market Score Entry Risk Score
Rank #136 of 331 metros #12 of 51 states

Metro and state scores use different methodologies (metro has 4 QCEW-based metrics; state adds BDS survival and momentum data). Direct score comparisons are approximate.

Other Industries in Riverside-San Bernardino-Ontario

Healthcare and Social Assistance 27.0 Professional, Scientific, and Technical Services 28.0 Other Services 45.3 Information 46.6 Real Estate and Rental and Leasing 51.6 Retail Trade 58.5 Construction 60.5 Administrative and Support Services 61.4 Accommodation and Food Services 72.8

Finance and Insurance in Other California Metros

Bakersfield-Delano 19.0 #5/331 El Centro 28.6 #36/331 Redding 32.8 #63/331 Merced 34.4 #73/331 Visalia 39.7 #101/331 Fresno 42.2 #121/331 Santa Maria-Santa Barbara 42.6 #124/331 Vallejo 43.3 #130/331 Napa 43.5 #131/331 Modesto 43.8 #135/331

+ 13 more metros. View all in California →

About Metro Market Score: A weighted composite of industry concentration (25%), wage competitiveness (25%), wage pressure (20%), and employment growth trend (30%). Lower scores indicate more favorable conditions. For Riverside-San Bernardino-Ontario's finance and insurance sector, the employment growth component (74.3) has the strongest pull on the composite. Metro scores use QCEW data only (no BDS survival data at metro level). Read full methodology →

Data Sources

Data period: 2024. Last updated: April 2026.