NAICS 52

Finance and Insurance in Georgia: 2026 Market Risk Report

Entry risk 56.4 (High), ranked #40 of 51 states. 19,791 establishments, 193,430 jobs.

Entry Risk Assessment

Entry Risk Score 56.4
Low 0-30
Moderate 30-42
Elevated 42-55
High 55+
High Risk

ⓘ Lower is better. Relative to national finance and insurance average.

Despite ranking top 10 in growth momentum, Georgia presents structural entry friction. Wage pressure (66.3) and an overall risk score of 56.4 indicate that top-line growth may not translate to favorable unit economics for new establishments.

5-Year Firm Retention
15.7%
Percentile within industry
Rank #44 of 51 states
Growth Momentum
↑ 55.5
Scale of 0-100
Rank #9 of 51 states
Establishment Density
34.8
vs. national average
Rank #22 of 51 states
Market Volatility
4.2
Lower is more stable
Wage Pressure Index
66.3
Labor cost pressure

19,791 Establishments in Georgia

19,791
Establishments
+12.0% YoY
193,430
Total Employment
+2.2% YoY
$118,383
Average Annual Wage
+5.6% YoY

Georgia vs National Finance and Insurance Average

How Georgia's finance and insurance market compares to the national average across all 51 states.

Metric GA National Difference
Entry Risk Score 56.4 51.9 +4.5
5-Year Retention 15.7% 51.0% -35.3
Growth Momentum 55.5 34.4 +21.1
Market Volatility 4.2 9.6 -5.4
Establishment Density 34.8 42.5 -7.7
Wage Pressure 66.3 66.8 -0.5

Green = favorable vs national average. Red = less favorable. Metrics are relative within finance and insurance only.

Georgia Ranks #40 of 51 for Finance and Insurance

Georgia ranks #40 out of 51 states for finance and insurance market entry conditions.

Finance and Insurance Entry Risk by State

Rank State Risk Score Classification
#1 Hawaii 37.0 moderate
#2 West Virginia 39.8 moderate
#3 Kentucky 40.0 moderate
#4 Rhode Island 41.9 moderate
#5 Maine 42.0 elevated
#40 Georgia You 56.4 high
Entry Risk by State Alaska — 49.7 · #21 Alabama — 48.4 · #18 Arkansas — 44.7 · #7 Arizona — 52.6 · #29 California — 46.9 · #12 Colorado — 67.3 · #50 Connecticut — 73.7 · #51 District of Columbia — 47.9 · #13 Delaware — 57.7 · #44 Florida — 61.9 · #46 Georgia — 56.4 · #40 Hawaii — 37.0 · #1 Iowa — 54.3 · #35 Idaho — 56.2 · #39 Illinois — 46.2 · #10 Indiana — 45.4 · #9 Kansas — 57.0 · #42 Kentucky — 40.0 · #3 Louisiana — 42.0 · #6 Massachusetts — 48.2 · #15 Maryland — 52.6 · #30 Maine — 42.0 · #5 Michigan — 49.8 · #23 Minnesota — 46.6 · #11 Missouri — 57.7 · #43 Mississippi — 54.5 · #36 Montana — 59.0 · #45 North Carolina — 48.4 · #17 North Dakota — 52.1 · #28 Nebraska — 49.4 · #20 New Hampshire — 49.8 · #22 New Jersey — 53.2 · #32 New Mexico — 53.1 · #31 Nevada — 55.6 · #38 New York — 65.4 · #49 Ohio — 48.2 · #14 Oklahoma — 64.9 · #48 Oregon — 56.7 · #41 Pennsylvania — 48.8 · #19 Rhode Island — 41.9 · #4 South Carolina — 48.4 · #16 South Dakota — 50.1 · #24 Tennessee — 53.4 · #33 Texas — 50.4 · #25 Utah — 51.9 · #27 Virginia — 50.8 · #26 Vermont — 53.6 · #34 Washington — 55.5 · #37 Wisconsin — 45.3 · #8 West Virginia — 39.8 · #2 Wyoming — 62.0 · #47
Low Moderate Elevated High

Tap a state to view details

About Entry Risk Score: A weighted composite of firm retention, growth momentum, market volatility, establishment density, and wage pressure. Lower scores indicate more favorable conditions. Read full methodology →

Data Sources

Data period: 2024. Last updated: February 2026. Next refresh expected: Q2 2026 (BLS QCEW update).

Compare to Another State

How does Georgia stack up against other states for finance and insurance?

Select a state above to see the comparison

Finance and Insurance in Neighboring States

How Georgia's finance and insurance market compares to bordering states.

South Carolina 48.4 #16/51 North Carolina 48.4 #17/51 Alabama 48.4 #18/51 Tennessee 53.4 #33/51 Florida 61.9 #46/51

Other Industries in Georgia

Construction → Healthcare and Social Assistance → Retail Trade → Accommodation and Food Services → Professional, Scientific, and Technical Services → Real Estate and Rental and Leasing → Administrative and Support Services → Information → Other Services →