NAICS 52

Finance and Insurance in Delaware: 2026 Market Risk Report

Entry risk 57.7 (High), ranked #44 of 51 states. 2,556 establishments, 43,784 jobs.

Entry Risk Assessment

Entry Risk Score 57.7
Low 0-30
Moderate 30-42
Elevated 42-55
High 55+
High Risk

Lower is better. Relative to national finance and insurance average.

📈Growth Opportunity

Despite ranking top 5 in growth momentum, Delaware presents structural entry friction. Wage pressure (65.3) and an overall risk score of 57.7 indicate that top-line growth may not translate to favorable unit economics for new establishments.

5-Year Firm Retention
25.5%
Percentile within industry
Rank #39 of 51 states
Growth Momentum
81.8
Scale of 0-100
Rank #3 of 51 states
Establishment Density
75.0
vs. national average
Rank #45 of 51 states
Market Volatility
41.7
Lower is more stable
Wage Pressure Index
65.3
Labor cost pressure

2,556 Establishments in Delaware

2,556
Establishments
+5.7% YoY
43,784
Total Employment
-1.2% YoY
$129,518
Average Annual Wage
+5.5% YoY

Delaware vs National Finance and Insurance Average

How Delaware's finance and insurance market compares to the national average across all 51 states.

Metric DE National Difference
Entry Risk Score 57.7 51.9 +5.8
5-Year Retention 25.5% 51.0% -25.5
Growth Momentum 81.8 34.4 +47.4
Market Volatility 41.7 9.6 +32.1
Establishment Density 75.0 42.5 +32.5
Wage Pressure 65.3 66.8 -1.5

Green = favorable vs national average. Red = less favorable. Metrics are relative within finance and insurance only.

Delaware Ranks #44 of 51 for Finance and Insurance

Delaware ranks #44 out of 51 states for finance and insurance market entry conditions.

Finance and Insurance Entry Risk by State

Rank State Risk Score Classification
#1 Hawaii 37.0 moderate
#2 West Virginia 39.8 moderate
#3 Kentucky 40.0 moderate
#4 Rhode Island 41.9 moderate
#5 Maine 42.0 elevated
#44 Delaware You 57.7 high

About Entry Risk Score: A weighted composite of firm retention, growth momentum, market volatility, establishment density, and wage pressure. Lower scores indicate more favorable conditions. Read full methodology →

Data Sources

Data period: 2024. Last updated: February 2026. Next refresh expected: Q2 2026 (BLS QCEW update).

Compare to Another State

How does Delaware stack up against other states for finance and insurance?

Select a state above to see the comparison

Finance and Insurance in Neighboring States

How Delaware's finance and insurance market compares to bordering states.

Other Industries in Delaware