NAICS 52

Finance and Insurance in Oxnard-Thousand Oaks-Ventura, CA

Metro Market Score 49.9 (Challenging), ranked #172 of 331 metros. 1,184 establishments, 10,302 jobs.

Metro Market Assessment

Metro Market Score 49.9
Favorable 0-35
Moderate 35-48
Challenging 48-60
Difficult 60+
Challenging

ⓘ Lower is better. Relative to national finance and insurance average.

💰High-Cost Market📈Rapid Growth

Employment in Oxnard-Thousand Oaks-Ventura's finance and insurance sector grew faster than most metros last year, pushing its growth trend index to 91.8. Combined with a 49.9 market score, this metro sits in the lower half for overall conditions.

Industry Concentration
71.3
LQ: 0.75
Rank #236 of 331 metros
Wage Competitiveness
90.6
$131,117 avg wage
Growth Trend
↑ 91.8
Employment growth index
Rank #28 of 331 metros
Wage Pressure
34.7
YoY wage change index

1,184 Finance and Insurance Firms in Oxnard-Thousand Oaks-Ventura

1,184
Establishments
-2.6% YoY
10,302
Total Employment
+6.2% YoY
$131,117
Average Annual Wage
+1.8% YoY
0.75
Location Quotient
Below national avg

Oxnard-Thousand Oaks-Ventura vs California Statewide

How this metro's finance and insurance market compares to California overall. The state ranks #12/51 for entry risk.

Measure Oxnard-Thousand Oaks-Ventura CA Statewide
Overall Score 49.9 Challenging 46.9 Elevated
Score Type Metro Market Score Entry Risk Score
Rank #172 of 331 metros #12 of 51 states

Metro and state scores use different methodologies (metro has 4 QCEW-based metrics; state adds BDS survival and momentum data). Direct score comparisons are approximate.

Other Industries in Oxnard-Thousand Oaks-Ventura

Healthcare and Social Assistance 26.9 Other Services 38.7 Real Estate and Rental and Leasing 47.9 Administrative and Support Services 56.4 Construction 57.6 Information 59.6 Professional, Scientific, and Technical Services 65.0 Retail Trade 70.2 Accommodation and Food Services 72.3

Finance and Insurance in Other California Metros

Bakersfield-Delano 19.0 #5/331 El Centro 28.6 #36/331 Redding 32.8 #63/331 Merced 34.4 #73/331 Visalia 39.7 #101/331 Fresno 42.2 #121/331 Santa Maria-Santa Barbara 42.6 #124/331 Vallejo 43.3 #130/331 Napa 43.5 #131/331 Modesto 43.8 #135/331

+ 13 more metros. View all in California →

About Metro Market Score: A weighted composite of industry concentration (25%), wage competitiveness (25%), wage pressure (20%), and employment growth trend (30%). Lower scores indicate more favorable conditions. For Oxnard-Thousand Oaks-Ventura's finance and insurance sector, the wage competitiveness component (90.6) has the strongest pull on the composite. Metro scores use QCEW data only (no BDS survival data at metro level). Read full methodology →

Data Sources

Data period: 2024. Last updated: April 2026.