NAICS 52

Finance and Insurance in Stockton-Lodi, CA

Metro Market Score 49.4 (Challenging), ranked #168 of 331 metros. 518 establishments, 3,957 jobs.

Metro Market Assessment

Metro Market Score 49.4
Favorable 0-35
Moderate 35-48
Challenging 48-60
Difficult 60+
Challenging

ⓘ Lower is better. Relative to national finance and insurance average.

Finance and Insurance employment in Stockton-Lodi contracted year-over-year, placing the growth trend in the lower half at 16.0. Declining job counts can indicate consolidation, population shifts, or reduced local demand. Due diligence on the local economy is especially important here.

Industry Concentration
6.0
LQ: 0.34
Rank #20 of 331 metros
Wage Competitiveness
48.9
$88,092 avg wage
Growth Trend
↓ 16.0
Employment growth index
Rank #279 of 331 metros
Wage Pressure
52.4
YoY wage change index

518 Finance and Insurance Firms in Stockton-Lodi

518
Establishments
-2.4% YoY
3,957
Total Employment
-4.7% YoY
$88,092
Average Annual Wage
+8.7% YoY
0.34
Location Quotient
Below national avg

Stockton-Lodi vs California Statewide

How this metro's finance and insurance market compares to California overall. The state ranks #12/51 for entry risk.

Measure Stockton-Lodi CA Statewide
Overall Score 49.4 Challenging 46.9 Elevated
Score Type Metro Market Score Entry Risk Score
Rank #168 of 331 metros #12 of 51 states

Metro and state scores use different methodologies (metro has 4 QCEW-based metrics; state adds BDS survival and momentum data). Direct score comparisons are approximate.

Other Industries in Stockton-Lodi

Healthcare and Social Assistance 26.8 Information 40.2 Other Services 43.5 Construction 46.4 Administrative and Support Services 47.5 Professional, Scientific, and Technical Services 47.8 Real Estate and Rental and Leasing 56.1 Retail Trade 61.6 Accommodation and Food Services 64.5

Finance and Insurance in Other California Metros

Bakersfield-Delano 19.0 #5/331 El Centro 28.6 #36/331 Redding 32.8 #63/331 Merced 34.4 #73/331 Visalia 39.7 #101/331 Fresno 42.2 #121/331 Santa Maria-Santa Barbara 42.6 #124/331 Vallejo 43.3 #130/331 Napa 43.5 #131/331 Modesto 43.8 #135/331

+ 13 more metros. View all in California →

About Metro Market Score: A weighted composite of industry concentration (25%), wage competitiveness (25%), wage pressure (20%), and employment growth trend (30%). Lower scores indicate more favorable conditions. For Stockton-Lodi's finance and insurance sector, the employment growth component (84.0) has the strongest pull on the composite. Metro scores use QCEW data only (no BDS survival data at metro level). Read full methodology →

Data Sources

Data period: 2024. Last updated: April 2026.