NAICS 52

Finance and Insurance in Augusta-Richmond County, GA

Metro Market Score 44.2 (Moderate), ranked #141 of 331 metros. 676 establishments, 3,516 jobs.

Metro Market Score 44.2

Favorable 0-35

Moderate 35-48

Challenging 48-60

Difficult 60+

Moderate

ⓘ Lower is better. Relative to national finance and insurance average.

At #141 of 331 metros, Augusta-Richmond County's finance and insurance sector scores 44.2 on the market index. Concentration (9.7), wage levels (35.0), and growth (23.0) all track close to the median. Local factors like lease costs and client access will matter more than macro signals.

Industry Concentration

9.7

LQ: 0.38

Rank #32 of 331 metros

Wage Competitiveness

35.0

$82,373 avg wage

Growth Trend

↓ 23.0

Employment growth index

Rank #256 of 331 metros

Wage Pressure

49.4

YoY wage change index

676 Finance and Insurance Firms in Augusta-Richmond County

676

Establishments

+5.3% YoY

3,516

Total Employment

-3.7% YoY

$82,373

Average Annual Wage

+7.5% YoY

0.38

Location Quotient

Below national avg

Within Georgia

#8 of 9

finance and insurance metros in state

Georgia state rank

#40 of 51

for finance and insurance entry risk

vs State Median

+8.8

worse than median (35.4)

Augusta-Richmond County vs Georgia Statewide

How this metro's finance and insurance market compares to Georgia overall. The state ranks #40/51 for entry risk.

Measure	Augusta-Richmond County	GA Statewide
Overall Score	44.2 Moderate	56.4 High
Score Type	Metro Market Score	Entry Risk Score
Rank	#141 of 331 metros	#40 of 51 states

Metro and state scores use different methodologies (metro has 4 QCEW-based metrics; state adds BDS survival and momentum data). Direct score comparisons are approximate.

Other Industries in Augusta-Richmond County

Retail Trade 43.2 Other Services 45.1 Real Estate and Rental and Leasing 49.0 Professional, Scientific, and Technical Services 57.3 Construction 59.8

Finance and Insurance in Other Georgia Metros

Warner Robins 20.8 #10/331 Brunswick-St. Simons 27.3 #28/331 Hinesville 29.7 #47/331 Albany 31.0 #55/331 Dalton 35.4 #75/331 Rome 40.7 #107/331 Savannah 41.8 #115/331 Gainesville 56.9 #230/331

Finance and Insurance Metros With Similar Conditions

Metros within 5 points of Augusta-Richmond County's 44.2 score. Useful when comparing markets with comparable entry profiles.

Altoona, PA 44.1 #140/331 Eugene-Springfield, OR 44.1 #139/331 Tyler, TX 44.2 #142/331 Toledo, OH 44.1 #137/331 Niles, MI 44.1 #138/331 Kokomo, IN 44.3 #143/331 Bend, OR 44.4 #144/331 Riverside-San Bernardino-Ontario, CA 43.9 #136/331 Lewiston, ID 44.5 #145/331 Modesto, CA 43.8 #135/331

Finance and Insurance in States Bordering Georgia

State-level entry risk for finance and insurance in adjacent states. Use this to weigh cross-border options.

South Carolina 48.4 #16/51 North Carolina 48.4 #17/51 Alabama 48.4 #18/51 Tennessee 53.4 #33/51 Florida 61.9 #46/51

Browse Finance and Insurance in Other States

State-level entry risk reports for finance and insurance across all 51 markets, sorted by rank.

About Metro Market Score: A weighted composite of industry concentration (25%), wage competitiveness (25%), wage pressure (20%), and employment growth trend (30%). Lower scores indicate more favorable conditions. For Augusta-Richmond County's finance and insurance sector, the employment growth component (77.0) has the strongest pull on the composite. Metro scores use QCEW data only (no BDS survival data at metro level). Read full methodology →

Data Sources

Quarterly Census of Employment and Wages (QCEW), Bureau of Labor Statistics. MSA-level establishment counts, employment, wages, and location quotients for the Augusta-Richmond County, GA-SC MSA area.

Data period: 2024. Last updated: April 2026.

Metro Market Assessment