NAICS 52

Finance and Insurance in Flagstaff, AZ

Metro Market Score 42.6 (Moderate), ranked #125 of 331 metros. 153 establishments, 710 jobs.

Metro Market Assessment

Metro Market Score 42.6
Favorable 0-35
Moderate 35-48
Challenging 48-60
Difficult 60+
Moderate

ⓘ Lower is better. Relative to national finance and insurance average.

At #125 of 331 metros, Flagstaff's finance and insurance sector scores 42.6 on the market index. Concentration (1.5), wage levels (50.1), and growth (32.6) all track close to the median. Local factors like lease costs and client access will matter more than macro signals.

Industry Concentration
1.5
LQ: 0.27
Rank #5 of 331 metros
Wage Competitiveness
50.1
$88,773 avg wage
Growth Trend
↓ 32.6
Employment growth index
Rank #224 of 331 metros
Wage Pressure
47.6
YoY wage change index

153 Finance and Insurance Firms in Flagstaff

153
Establishments
+0.0% YoY
710
Total Employment
-2.7% YoY
$88,773
Average Annual Wage
+6.8% YoY
0.27
Location Quotient
Below national avg

Flagstaff vs Arizona Statewide

How this metro's finance and insurance market compares to Arizona overall. The state ranks #29/51 for entry risk.

Measure Flagstaff AZ Statewide
Overall Score 42.6 Moderate 52.6 Elevated
Score Type Metro Market Score Entry Risk Score
Rank #125 of 331 metros #29 of 51 states

Metro and state scores use different methodologies (metro has 4 QCEW-based metrics; state adds BDS survival and momentum data). Direct score comparisons are approximate.

Other Industries in Flagstaff

Administrative and Support Services 21.1 Construction 22.3 Professional, Scientific, and Technical Services 26.5 Information 27.1 Real Estate and Rental and Leasing 32.0 Healthcare and Social Assistance 47.6 Other Services 53.3 Retail Trade 64.4 Accommodation and Food Services 67.0

Finance and Insurance in Other Arizona Metros

Lake Havasu City-Kingman 18.6 #4/331 Sierra Vista-Douglas 19.4 #7/331 Yuma 36.9 #82/331 Prescott Valley-Prescott 43.7 #134/331 Tucson 59.4 #243/331 Phoenix-Mesa-Chandler 67.0 #276/331

About Metro Market Score: A weighted composite of industry concentration (25%), wage competitiveness (25%), wage pressure (20%), and employment growth trend (30%). Lower scores indicate more favorable conditions. For Flagstaff's finance and insurance sector, the employment growth component (67.4) has the strongest pull on the composite. Metro scores use QCEW data only (no BDS survival data at metro level). Read full methodology →

Data Sources

Data period: 2024. Last updated: April 2026.