NAICS 52

Finance and Insurance in Sacramento-Roseville-Folsom, CA

Metro Market Score 70.8 (Difficult), ranked #300 of 331 metros. 2,750 establishments, 28,084 jobs.

Metro Market Assessment

Metro Market Score 70.8
Favorable 0-35
Moderate 35-48
Challenging 48-60
Difficult 60+
Difficult

Lower is better. Relative to national finance and insurance average.

💰High-Cost Market

Finance and Insurance employment in Sacramento-Roseville-Folsom contracted year-over-year, placing the growth trend in the bottom 10% at 13.0. Declining job counts can indicate consolidation, population shifts, or reduced local demand. Due diligence on the local economy is especially important here.

Industry Concentration
56.8
LQ: 0.64
Rank #188 of 331 metros
Wage Competitiveness
87.0
$119,453 avg wage
Growth Trend
13.0
Employment growth index
Rank #289 of 331 metros
Wage Pressure
44.0
YoY wage change index

2,750 Finance and Insurance Firms in Sacramento-Roseville-Folsom

2,750
Establishments
-2.4% YoY
28,084
Total Employment
-5.6% YoY
$119,453
Average Annual Wage
+5.4% YoY
0.64
Location Quotient
Below national avg
Within California
#22 of 24
finance and insurance metros in state
California state rank
#12 of 51
for finance and insurance entry risk
vs State Median
+21.4
worse than median (49.4)

Sacramento-Roseville-Folsom vs California Statewide

How this metro's finance and insurance market compares to California overall. The state ranks #12/51 for entry risk.

Measure Sacramento-Roseville-Folsom CA Statewide
Overall Score 70.8 Difficult 46.9 Elevated
Score Type Metro Market Score Entry Risk Score
Rank #300 of 331 metros #12 of 51 states

Metro and state scores use different methodologies (metro has 4 QCEW-based metrics; state adds BDS survival and momentum data). Direct score comparisons are approximate.

Other Industries in Sacramento-Roseville-Folsom

Finance and Insurance in Other California Metros

Finance and Insurance Metros With Similar Conditions

Metros within 5 points of Sacramento-Roseville-Folsom's 70.8 score. Useful when comparing markets with comparable entry profiles.

Finance and Insurance in States Bordering California

State-level entry risk for finance and insurance in adjacent states. Use this to weigh cross-border options.

Browse Finance and Insurance in Other States

State-level entry risk reports for finance and insurance across all 51 markets, sorted by rank.

About Metro Market Score: A weighted composite of industry concentration (25%), wage competitiveness (25%), wage pressure (20%), and employment growth trend (30%). Lower scores indicate more favorable conditions. For Sacramento-Roseville-Folsom's finance and insurance sector, the employment growth component (87.0) has the strongest pull on the composite. Metro scores use QCEW data only (no BDS survival data at metro level). Read full methodology →

Data Sources

Data period: 2024. Last updated: April 2026.