NAICS 52

Finance and Insurance in Sherman-Denison, TX

Metro Market Score 39.2 (Moderate), ranked #100 of 331 metros. 192 establishments, 1,276 jobs.

Metro Market Score 39.2

Favorable 0-35

Moderate 35-48

Challenging 48-60

Difficult 60+

Moderate

ⓘ Lower is better. Relative to national finance and insurance average.

📈Rapid Growth

Employment in Sherman-Denison's finance and insurance sector grew faster than most metros last year, pushing its growth trend index to 85.5. Combined with a 39.2 market score, this metro sits in the upper half for overall conditions.

Industry Concentration

49.9

LQ: 0.60

Rank #165 of 331 metros

Wage Competitiveness

44.1

$86,378 avg wage

Growth Trend

↑ 85.5

Employment growth index

Rank #49 of 331 metros

Wage Pressure

56.8

YoY wage change index

192 Finance and Insurance Firms in Sherman-Denison

192

Establishments

+0.5% YoY

1,276

Total Employment

+2.8% YoY

$86,378

Average Annual Wage

+10.4% YoY

0.60

Location Quotient

Below national avg

Within Texas

#11 of 20

finance and insurance metros in state

Texas state rank

#25 of 51

for finance and insurance entry risk

vs State Median

0.0

matches median (39.2)

Sherman-Denison vs Texas Statewide

How this metro's finance and insurance market compares to Texas overall. The state ranks #25/51 for entry risk.

Measure	Sherman-Denison	TX Statewide
Overall Score	39.2 Moderate	50.4 Elevated
Score Type	Metro Market Score	Entry Risk Score
Rank	#100 of 331 metros	#25 of 51 states

Metro and state scores use different methodologies (metro has 4 QCEW-based metrics; state adds BDS survival and momentum data). Direct score comparisons are approximate.

Other Industries in Sherman-Denison

Professional, Scientific, and Technical Services 20.8 Information 24.7 Real Estate and Rental and Leasing 26.0 Construction 43.0 Retail Trade 50.5 Administrative and Support Services 51.5 Accommodation and Food Services 60.5 Other Services 66.0 Healthcare and Social Assistance 75.5

Finance and Insurance in Other Texas Metros

Odessa 22.9 #11/331 Brownsville-Harlingen 23.3 #13/331 McAllen-Edinburg-Mission 26.8 #26/331 Eagle Pass 28.1 #34/331 Laredo 28.6 #35/331 Longview 29.9 #49/331 Victoria 30.9 #54/331 Beaumont-Port Arthur 36.1 #78/331 College Station-Bryan 37.7 #86/331 Corpus Christi 38.5 #93/331

+ 9 more metros. View all in Texas →

Finance and Insurance Metros With Similar Conditions

Metros within 5 points of Sherman-Denison's 39.2 score. Useful when comparing markets with comparable entry profiles.

Daphne-Fairhope-Foley, AL 39.1 #99/331 Greenville, NC 39.1 #97/331 Corvallis, OR 39.1 #98/331 Homosassa Springs, FL 39.0 #96/331 Visalia, CA 39.7 #101/331 Yakima, WA 38.7 #95/331 Wilmington, NC 39.7 #102/331 Gainesville, FL 38.7 #94/331 Deltona-Daytona Beach-Ormond Beach, FL 39.8 #103/331 Sandusky, OH 39.8 #104/331

Finance and Insurance in States Bordering Texas

State-level entry risk for finance and insurance in adjacent states. Use this to weigh cross-border options.

Louisiana 42.0 #6/51 Arkansas 44.7 #7/51 New Mexico 53.1 #31/51 Oklahoma 64.9 #48/51

Browse Finance and Insurance in Other States

State-level entry risk reports for finance and insurance across all 51 markets, sorted by rank.

About Metro Market Score: A weighted composite of industry concentration (25%), wage competitiveness (25%), wage pressure (20%), and employment growth trend (30%). Lower scores indicate more favorable conditions. For Sherman-Denison's finance and insurance sector, the industry concentration component (49.9) has the strongest pull on the composite. Metro scores use QCEW data only (no BDS survival data at metro level). Read full methodology →

Data Sources

Quarterly Census of Employment and Wages (QCEW), Bureau of Labor Statistics. MSA-level establishment counts, employment, wages, and location quotients for the Sherman-Denison, TX MSA area.

Data period: 2024. Last updated: April 2026.

Metro Market Assessment