NAICS 52

Finance and Insurance in Killeen-Temple, TX

Metro Market Score 41.7 (Moderate), ranked #114 of 331 metros. 409 establishments, 3,367 jobs.

Metro Market Score 41.7

Favorable 0-35

Moderate 35-48

Challenging 48-60

Difficult 60+

Moderate

ⓘ Lower is better. Relative to national finance and insurance average.

Finance and Insurance wages in Killeen-Temple run well below the metro average (competitiveness index: 10.3), and year-over-year wage pressure is low at 36.5. For labor-intensive operations, this cost advantage could improve unit economics significantly.

Industry Concentration

40.8

LQ: 0.55

Rank #135 of 331 metros

Wage Competitiveness

10.3

$69,546 avg wage

Growth Trend

↓ 27.8

Employment growth index

Rank #240 of 331 metros

Wage Pressure

36.5

YoY wage change index

409 Finance and Insurance Firms in Killeen-Temple

409

Establishments

-1.9% YoY

3,367

Total Employment

-3.1% YoY

$69,546

Average Annual Wage

+2.5% YoY

0.55

Location Quotient

Below national avg

Within Texas

#13 of 20

finance and insurance metros in state

Texas state rank

#25 of 51

for finance and insurance entry risk

vs State Median

+2.5

worse than median (39.2)

Killeen-Temple vs Texas Statewide

How this metro's finance and insurance market compares to Texas overall. The state ranks #25/51 for entry risk.

Measure	Killeen-Temple	TX Statewide
Overall Score	41.7 Moderate	50.4 Elevated
Score Type	Metro Market Score	Entry Risk Score
Rank	#114 of 331 metros	#25 of 51 states

Metro and state scores use different methodologies (metro has 4 QCEW-based metrics; state adds BDS survival and momentum data). Direct score comparisons are approximate.

Other Industries in Killeen-Temple

Professional, Scientific, and Technical Services 41.4 Construction 42.8 Real Estate and Rental and Leasing 43.0 Information 44.8 Accommodation and Food Services 54.6 Other Services 55.9 Retail Trade 65.8

Finance and Insurance in Other Texas Metros

Odessa 22.9 #11/331 Brownsville-Harlingen 23.3 #13/331 McAllen-Edinburg-Mission 26.8 #26/331 Eagle Pass 28.1 #34/331 Laredo 28.6 #35/331 Longview 29.9 #49/331 Victoria 30.9 #54/331 Beaumont-Port Arthur 36.1 #78/331 College Station-Bryan 37.7 #86/331 Corpus Christi 38.5 #93/331

+ 9 more metros. View all in Texas →

Finance and Insurance Metros With Similar Conditions

Metros within 5 points of Killeen-Temple's 41.7 score. Useful when comparing markets with comparable entry profiles.

Savannah, GA 41.8 #115/331 Pinehurst-Southern Pines, NC 41.8 #116/331 Midland, MI 41.6 #113/331 Sebring, FL 41.8 #117/331 Logan, UT 41.9 #118/331 Grants Pass, OR 42.0 #119/331 Abilene, TX 42.0 #120/331 Palm Bay-Melbourne-Titusville, FL 41.4 #112/331 Fresno, CA 42.2 #121/331 Harrisonburg, VA 41.1 #111/331

Finance and Insurance in States Bordering Texas

State-level entry risk for finance and insurance in adjacent states. Use this to weigh cross-border options.

Louisiana 42.0 #6/51 Arkansas 44.7 #7/51 New Mexico 53.1 #31/51 Oklahoma 64.9 #48/51

Browse Finance and Insurance in Other States

State-level entry risk reports for finance and insurance across all 51 markets, sorted by rank.

About Metro Market Score: A weighted composite of industry concentration (25%), wage competitiveness (25%), wage pressure (20%), and employment growth trend (30%). Lower scores indicate more favorable conditions. For Killeen-Temple's finance and insurance sector, the employment growth component (72.2) has the strongest pull on the composite. Metro scores use QCEW data only (no BDS survival data at metro level). Read full methodology →

Data Sources

Quarterly Census of Employment and Wages (QCEW), Bureau of Labor Statistics. MSA-level establishment counts, employment, wages, and location quotients for the Killeen-Temple, TX MSA area.

Data period: 2024. Last updated: April 2026.

Metro Market Assessment