NAICS 52

Finance and Insurance in Sebring, FL

Metro Market Score 41.8 (Moderate), ranked #117 of 331 metros. 112 establishments, 561 jobs.

Metro Market Assessment

Metro Market Score 41.8
Favorable 0-35
Moderate 35-48
Challenging 48-60
Difficult 60+
Moderate

ⓘ Lower is better. Relative to national finance and insurance average.

Sebring's finance and insurance market sits near the national metro median, ranking #117 of 331 with a market score of 41.8. No single metric stands out as an outlier, which means entry conditions depend more on your specific business model than on broad market forces.

Industry Concentration
26.3
LQ: 0.48
Rank #87 of 331 metros
Wage Competitiveness
6.3
$66,846 avg wage
Growth Trend
↓ 22.4
Employment growth index
Rank #258 of 331 metros
Wage Pressure
51.9
YoY wage change index

112 Finance and Insurance Firms in Sebring

112
Establishments
-4.3% YoY
561
Total Employment
-3.8% YoY
$66,846
Average Annual Wage
+8.5% YoY
0.48
Location Quotient
Below national avg

Sebring vs Florida Statewide

How this metro's finance and insurance market compares to Florida overall. The state ranks #46/51 for entry risk.

Measure Sebring FL Statewide
Overall Score 41.8 Moderate 61.9 High
Score Type Metro Market Score Entry Risk Score
Rank #117 of 331 metros #46 of 51 states

Metro and state scores use different methodologies (metro has 4 QCEW-based metrics; state adds BDS survival and momentum data). Direct score comparisons are approximate.

Other Industries in Sebring

Real Estate and Rental and Leasing 22.7 Professional, Scientific, and Technical Services 24.8 Other Services 28.4 Information 39.6 Construction 49.2 Retail Trade 50.6 Accommodation and Food Services 51.5 Administrative and Support Services 56.6 Healthcare and Social Assistance 60.8

Finance and Insurance in Other Florida Metros

Ocala 27.9 #32/331 Punta Gorda 34.3 #72/331 Gainesville 38.7 #94/331 Homosassa Springs 39.0 #96/331 Deltona-Daytona Beach-Ormond Beach 39.8 #103/331 Palm Bay-Melbourne-Titusville 41.4 #112/331 Cape Coral-Fort Myers 45.6 #150/331 Tallahassee 49.3 #166/331 Port St. Lucie 50.7 #180/331 Sebastian-Vero Beach-West Vero Corridor 51.1 #182/331

+ 11 more metros. View all in Florida →

About Metro Market Score: A weighted composite of industry concentration (25%), wage competitiveness (25%), wage pressure (20%), and employment growth trend (30%). Lower scores indicate more favorable conditions. For Sebring's finance and insurance sector, the employment growth component (77.6) has the strongest pull on the composite. Metro scores use QCEW data only (no BDS survival data at metro level). Read full methodology →

Data Sources

Data period: 2024. Last updated: April 2026.