NAICS 52

Finance and Insurance in Sebring, FL

Metro Market Score 41.8 (Moderate), ranked #117 of 331 metros. 112 establishments, 561 jobs.

Metro Market Score 41.8

Favorable 0-35

Moderate 35-48

Challenging 48-60

Difficult 60+

Moderate

ⓘ Lower is better. Relative to national finance and insurance average.

Sebring's finance and insurance market sits near the national metro median, ranking #117 of 331 with a market score of 41.8. No single metric stands out as an outlier, which means entry conditions depend more on your specific business model than on broad market forces.

Industry Concentration

26.3

LQ: 0.48

Rank #87 of 331 metros

Wage Competitiveness

6.3

$66,846 avg wage

Growth Trend

↓ 22.4

Employment growth index

Rank #258 of 331 metros

Wage Pressure

51.9

YoY wage change index

112 Finance and Insurance Firms in Sebring

112

Establishments

-4.3% YoY

561

Total Employment

-3.8% YoY

$66,846

Average Annual Wage

+8.5% YoY

0.48

Location Quotient

Below national avg

Within Florida

#7 of 22

finance and insurance metros in state

Florida state rank

#46 of 51

for finance and insurance entry risk

vs State Median

-10.8

better than median (52.6)

Sebring vs Florida Statewide

How this metro's finance and insurance market compares to Florida overall. The state ranks #46/51 for entry risk.

Measure	Sebring	FL Statewide
Overall Score	41.8 Moderate	61.9 High
Score Type	Metro Market Score	Entry Risk Score
Rank	#117 of 331 metros	#46 of 51 states

Metro and state scores use different methodologies (metro has 4 QCEW-based metrics; state adds BDS survival and momentum data). Direct score comparisons are approximate.

Other Industries in Sebring

Real Estate and Rental and Leasing 22.7 Professional, Scientific, and Technical Services 24.8 Other Services 28.4 Information 39.6 Construction 49.2 Retail Trade 50.6 Accommodation and Food Services 51.5 Administrative and Support Services 56.6 Healthcare and Social Assistance 60.8

Finance and Insurance in Other Florida Metros

Ocala 27.9 #32/331 Punta Gorda 34.3 #72/331 Gainesville 38.7 #94/331 Homosassa Springs 39.0 #96/331 Deltona-Daytona Beach-Ormond Beach 39.8 #103/331 Palm Bay-Melbourne-Titusville 41.4 #112/331 Cape Coral-Fort Myers 45.6 #150/331 Tallahassee 49.3 #166/331 Port St. Lucie 50.7 #180/331 Sebastian-Vero Beach-West Vero Corridor 51.1 #182/331

+ 11 more metros. View all in Florida →

Finance and Insurance Metros With Similar Conditions

Metros within 5 points of Sebring's 41.8 score. Useful when comparing markets with comparable entry profiles.

Logan, UT 41.9 #118/331 Pinehurst-Southern Pines, NC 41.8 #116/331 Savannah, GA 41.8 #115/331 Killeen-Temple, TX 41.7 #114/331 Grants Pass, OR 42.0 #119/331 Abilene, TX 42.0 #120/331 Midland, MI 41.6 #113/331 Fresno, CA 42.2 #121/331 Palm Bay-Melbourne-Titusville, FL 41.4 #112/331 Jackson, MI 42.4 #122/331

Finance and Insurance in States Bordering Florida

State-level entry risk for finance and insurance in adjacent states. Use this to weigh cross-border options.

Alabama 48.4 #18/51 Georgia 56.4 #40/51

Browse Finance and Insurance in Other States

State-level entry risk reports for finance and insurance across all 51 markets, sorted by rank.

About Metro Market Score: A weighted composite of industry concentration (25%), wage competitiveness (25%), wage pressure (20%), and employment growth trend (30%). Lower scores indicate more favorable conditions. For Sebring's finance and insurance sector, the employment growth component (77.6) has the strongest pull on the composite. Metro scores use QCEW data only (no BDS survival data at metro level). Read full methodology →

Data Sources

Quarterly Census of Employment and Wages (QCEW), Bureau of Labor Statistics. MSA-level establishment counts, employment, wages, and location quotients for the Sebring, FL MSA area.

Data period: 2024. Last updated: April 2026.

Metro Market Assessment