NAICS 52

Finance and Insurance in Dayton-Kettering-Beavercreek, OH

Metro Market Score 48.7 (Challenging), ranked #161 of 331 metros. 998 establishments, 9,030 jobs.

Metro Market Score 48.7

Favorable 0-35

Moderate 35-48

Challenging 48-60

Difficult 60+

Challenging

ⓘ Lower is better. Relative to national finance and insurance average.

At #161 of 331 metros, Dayton-Kettering-Beavercreek's finance and insurance sector scores 48.7 on the market index. Concentration (49.2), wage levels (68.0), and growth (55.3) all track close to the median. Local factors like lease costs and client access will matter more than macro signals.

Industry Concentration

49.2

LQ: 0.60

Rank #163 of 331 metros

Wage Competitiveness

68.0

$96,530 avg wage

Growth Trend

↑ 55.3

Employment growth index

Rank #149 of 331 metros

Wage Pressure

30.1

YoY wage change index

998 Finance and Insurance Firms in Dayton-Kettering-Beavercreek

998

Establishments

+100.0% YoY

9,030

Total Employment

+0.0% YoY

$96,530

Average Annual Wage

+0.0% YoY

0.60

Location Quotient

Below national avg

Within Ohio

#5 of 11

finance and insurance metros in state

Ohio state rank

#14 of 51

for finance and insurance entry risk

vs State Median

-0.2

better than median (48.9)

Dayton-Kettering-Beavercreek vs Ohio Statewide

How this metro's finance and insurance market compares to Ohio overall. The state ranks #14/51 for entry risk.

Measure	Dayton-Kettering-Beavercreek	OH Statewide
Overall Score	48.7 Challenging	48.2 Elevated
Score Type	Metro Market Score	Entry Risk Score
Rank	#161 of 331 metros	#14 of 51 states

Metro and state scores use different methodologies (metro has 4 QCEW-based metrics; state adds BDS survival and momentum data). Direct score comparisons are approximate.

Other Industries in Dayton-Kettering-Beavercreek

Administrative and Support Services 37.4 Real Estate and Rental and Leasing 40.5 Retail Trade 40.9 Information 44.2 Other Services 45.1 Construction 46.1 Accommodation and Food Services 49.0 Healthcare and Social Assistance 62.5 Professional, Scientific, and Technical Services 66.1

Finance and Insurance in Other Ohio Metros

Mansfield 29.5 #45/331 Lima 31.2 #56/331 Sandusky 39.8 #104/331 Toledo 44.1 #137/331 Youngstown-Warren 48.9 #163/331 Canton-Massillon 51.2 #183/331 Springfield 56.8 #229/331 Cleveland 63.5 #265/331 Akron 67.2 #279/331 Columbus 78.4 #327/331

Finance and Insurance Metros With Similar Conditions

Metros within 5 points of Dayton-Kettering-Beavercreek's 48.7 score. Useful when comparing markets with comparable entry profiles.

Winchester, VA 48.8 #162/331 Elizabethtown, KY 48.6 #160/331 Youngstown-Warren, OH 48.9 #163/331 Dothan, AL 48.5 #159/331 Sioux City, IA 49.1 #164/331 Chambersburg, PA 49.2 #165/331 Tallahassee, FL 49.3 #166/331 Bremerton-Silverdale-Port Orchard, WA 49.4 #167/331 Stockton-Lodi, CA 49.4 #168/331 Eau Claire, WI 49.5 #169/331

Finance and Insurance in States Bordering Ohio

State-level entry risk for finance and insurance in adjacent states. Use this to weigh cross-border options.

West Virginia 39.8 #2/51 Kentucky 40.0 #3/51 Indiana 45.4 #9/51 Pennsylvania 48.8 #19/51 Michigan 49.8 #23/51

Browse Finance and Insurance in Other States

State-level entry risk reports for finance and insurance across all 51 markets, sorted by rank.

About Metro Market Score: A weighted composite of industry concentration (25%), wage competitiveness (25%), wage pressure (20%), and employment growth trend (30%). Lower scores indicate more favorable conditions. For Dayton-Kettering-Beavercreek's finance and insurance sector, the wage competitiveness component (68.0) has the strongest pull on the composite. Metro scores use QCEW data only (no BDS survival data at metro level). Read full methodology →

Data Sources

Quarterly Census of Employment and Wages (QCEW), Bureau of Labor Statistics. MSA-level establishment counts, employment, wages, and location quotients for the Dayton-Kettering-Beavercreek, OH MSA area.

Data period: 2024. Last updated: April 2026.

Metro Market Assessment