NAICS 52

Finance and Insurance in San Luis Obispo-Paso Robles, CA

Metro Market Score 55.3 (Challenging), ranked #221 of 331 metros. 352 establishments, 1,826 jobs.

Metro Market Assessment

Metro Market Score 55.3
Favorable 0-35
Moderate 35-48
Challenging 48-60
Difficult 60+
Challenging

ⓘ Lower is better. Relative to national finance and insurance average.

💰High-Cost Market

Finance and Insurance employment in San Luis Obispo-Paso Robles contracted year-over-year, placing the growth trend in the lower half at 6.7. Declining job counts can indicate consolidation, population shifts, or reduced local demand. Due diligence on the local economy is especially important here.

Industry Concentration
9.1
LQ: 0.37
Rank #30 of 331 metros
Wage Competitiveness
78.5
$106,894 avg wage
Growth Trend
↓ 6.7
Employment growth index
Rank #310 of 331 metros
Wage Pressure
26.7
YoY wage change index

352 Finance and Insurance Firms in San Luis Obispo-Paso Robles

352
Establishments
-5.6% YoY
1,826
Total Employment
-8.1% YoY
$106,894
Average Annual Wage
-1.3% YoY
0.37
Location Quotient
Below national avg

San Luis Obispo-Paso Robles vs California Statewide

How this metro's finance and insurance market compares to California overall. The state ranks #12/51 for entry risk.

Measure San Luis Obispo-Paso Robles CA Statewide
Overall Score 55.3 Challenging 46.9 Elevated
Score Type Metro Market Score Entry Risk Score
Rank #221 of 331 metros #12 of 51 states

Metro and state scores use different methodologies (metro has 4 QCEW-based metrics; state adds BDS survival and momentum data). Direct score comparisons are approximate.

Other Industries in San Luis Obispo-Paso Robles

Healthcare and Social Assistance 34.9 Other Services 38.8 Real Estate and Rental and Leasing 46.9 Professional, Scientific, and Technical Services 49.2 Information 58.7 Administrative and Support Services 58.9 Accommodation and Food Services 60.6 Construction 63.4 Retail Trade 63.6

Finance and Insurance in Other California Metros

Bakersfield-Delano 19.0 #5/331 El Centro 28.6 #36/331 Redding 32.8 #63/331 Merced 34.4 #73/331 Visalia 39.7 #101/331 Fresno 42.2 #121/331 Santa Maria-Santa Barbara 42.6 #124/331 Vallejo 43.3 #130/331 Napa 43.5 #131/331 Modesto 43.8 #135/331

+ 13 more metros. View all in California →

About Metro Market Score: A weighted composite of industry concentration (25%), wage competitiveness (25%), wage pressure (20%), and employment growth trend (30%). Lower scores indicate more favorable conditions. For San Luis Obispo-Paso Robles's finance and insurance sector, the employment growth component (93.3) has the strongest pull on the composite. Metro scores use QCEW data only (no BDS survival data at metro level). Read full methodology →

Data Sources

Data period: 2024. Last updated: April 2026.