NAICS 52

Finance and Insurance in Hilton Head Island-Bluffton-Port Royal, SC

Metro Market Score 53.4 (Challenging), ranked #204 of 331 metros. 485 establishments, 1,879 jobs.

Metro Market Score 53.4

Favorable 0-35

Moderate 35-48

Challenging 48-60

Difficult 60+

Challenging

ⓘ Lower is better. Relative to national finance and insurance average.

💰High-Cost Market

Finance and Insurance conditions in Hilton Head Island-Bluffton-Port Royal are mixed. The 53.4 market score puts it at #204 of 331, with no metric pulling sharply in either direction. Wages, growth, and competition are all within a normal range for this industry.

Industry Concentration

42.6

LQ: 0.56

Rank #141 of 331 metros

Wage Competitiveness

86.1

$118,336 avg wage

Growth Trend

↑ 62.2

Employment growth index

Rank #126 of 331 metros

Wage Pressure

49.6

YoY wage change index

485 Finance and Insurance Firms in Hilton Head Island-Bluffton-Port Royal

485

Establishments

+6.1% YoY

1,879

Total Employment

+0.2% YoY

$118,336

Average Annual Wage

+7.6% YoY

0.56

Location Quotient

Below national avg

Within South Carolina

#5 of 7

finance and insurance metros in state

South Carolina state rank

#16 of 51

for finance and insurance entry risk

vs State Median

+2.5

worse than median (51.0)

Hilton Head Island-Bluffton-Port Royal vs South Carolina Statewide

How this metro's finance and insurance market compares to South Carolina overall. The state ranks #16/51 for entry risk.

Measure	Hilton Head Island-Bluffton-Port Royal	SC Statewide
Overall Score	53.4 Challenging	48.4 Elevated
Score Type	Metro Market Score	Entry Risk Score
Rank	#204 of 331 metros	#16 of 51 states

Metro and state scores use different methodologies (metro has 4 QCEW-based metrics; state adds BDS survival and momentum data). Direct score comparisons are approximate.

Other Industries in Hilton Head Island-Bluffton-Port Royal

Healthcare and Social Assistance 39.2 Professional, Scientific, and Technical Services 51.6 Information 52.8 Administrative and Support Services 59.6 Real Estate and Rental and Leasing 59.9 Retail Trade 62.9 Construction 66.9 Other Services 71.7 Accommodation and Food Services 76.8

Finance and Insurance in Other South Carolina Metros

Spartanburg 27.9 #31/331 Sumter 33.3 #65/331 Florence 47.3 #154/331 Greenville-Anderson-Greer 51.0 #181/331 Myrtle Beach-Conway-North Myrtle Beach 57.8 #234/331 Charleston-North Charleston 70.0 #295/331

Finance and Insurance Metros With Similar Conditions

Metros within 5 points of Hilton Head Island-Bluffton-Port Royal's 53.4 score. Useful when comparing markets with comparable entry profiles.

Scranton--Wilkes-Barre, PA 53.3 #203/331 Slidell-Mandeville-Covington, LA 53.3 #202/331 Chattanooga, TN 53.3 #201/331 Saginaw, MI 53.3 #200/331 Panama City-Panama City Beach, FL 53.2 #199/331 Grand Junction, CO 53.6 #205/331 Shreveport-Bossier City, LA 53.7 #206/331 Rockford, IL 53.0 #198/331 Hot Springs, AR 53.0 #197/331 Oshkosh-Neenah, WI 53.0 #196/331

Finance and Insurance in States Bordering South Carolina

State-level entry risk for finance and insurance in adjacent states. Use this to weigh cross-border options.

North Carolina 48.4 #17/51 Georgia 56.4 #40/51

Browse Finance and Insurance in Other States

State-level entry risk reports for finance and insurance across all 51 markets, sorted by rank.

About Metro Market Score: A weighted composite of industry concentration (25%), wage competitiveness (25%), wage pressure (20%), and employment growth trend (30%). Lower scores indicate more favorable conditions. For Hilton Head Island-Bluffton-Port Royal's finance and insurance sector, the wage competitiveness component (86.1) has the strongest pull on the composite. Metro scores use QCEW data only (no BDS survival data at metro level). Read full methodology →

Data Sources

Quarterly Census of Employment and Wages (QCEW), Bureau of Labor Statistics. MSA-level establishment counts, employment, wages, and location quotients for the Hilton Head Island-Bluffton-Port Royal, SC MSA area.

Data period: 2024. Last updated: April 2026.

Metro Market Assessment