NAICS 52

Finance and Insurance in Albany-Schenectady-Troy, NY

Metro Market Score 77.9 (Difficult), ranked #325 of 331 metros. 1,216 establishments, 17,233 jobs.

Metro Market Assessment

Metro Market Score 77.9
Favorable 0-35
Moderate 35-48
Challenging 48-60
Difficult 60+
Difficult

Lower is better. Relative to national finance and insurance average.

💰High-Cost Market

Finance and Insurance employment in Albany-Schenectady-Troy contracted year-over-year, placing the growth trend in the bottom 10% at 19.3. Declining job counts can indicate consolidation, population shifts, or reduced local demand. Due diligence on the local economy is especially important here.

Industry Concentration
82.8
LQ: 0.94
Rank #274 of 331 metros
Wage Competitiveness
89.7
$124,396 avg wage
Growth Trend
19.3
Employment growth index
Rank #268 of 331 metros
Wage Pressure
52.7
YoY wage change index

1,216 Finance and Insurance Firms in Albany-Schenectady-Troy

1,216
Establishments
-0.2% YoY
17,233
Total Employment
-4.0% YoY
$124,396
Average Annual Wage
+8.8% YoY
0.94
Location Quotient
Below national avg
Within New York
#12 of 12
finance and insurance metros in state
New York state rank
#49 of 51
for finance and insurance entry risk
vs State Median
+20.0
worse than median (57.9)

Albany-Schenectady-Troy vs New York Statewide

How this metro's finance and insurance market compares to New York overall. The state ranks #49/51 for entry risk.

Measure Albany-Schenectady-Troy NY Statewide
Overall Score 77.9 Difficult 65.4 High
Score Type Metro Market Score Entry Risk Score
Rank #325 of 331 metros #49 of 51 states

Metro and state scores use different methodologies (metro has 4 QCEW-based metrics; state adds BDS survival and momentum data). Direct score comparisons are approximate.

Other Industries in Albany-Schenectady-Troy

Finance and Insurance in Other New York Metros

Finance and Insurance Metros With Similar Conditions

Metros within 5 points of Albany-Schenectady-Troy's 77.9 score. Useful when comparing markets with comparable entry profiles.

Finance and Insurance in States Bordering New York

State-level entry risk for finance and insurance in adjacent states. Use this to weigh cross-border options.

Browse Finance and Insurance in Other States

State-level entry risk reports for finance and insurance across all 51 markets, sorted by rank.

About Metro Market Score: A weighted composite of industry concentration (25%), wage competitiveness (25%), wage pressure (20%), and employment growth trend (30%). Lower scores indicate more favorable conditions. For Albany-Schenectady-Troy's finance and insurance sector, the employment growth component (80.7) has the strongest pull on the composite. Metro scores use QCEW data only (no BDS survival data at metro level). Read full methodology →

Data Sources

Data period: 2024. Last updated: April 2026.